94.5 KBAY - Downtown San Jose
  05:18am PDT, 03/28/15

A   A   A

Piggy Bank Rules



Updated on March 31, 2014








a. These rules govern the Sam and Lissa’s Piggy Bank Contest (the “Contest” or the “Promotion”) being conducted by 94.5 KBAY (the “Station”) beginning on April 7, 2014 and ending on June 27, 2014, or whenever a total of $15,000 in Promotion prize money is given away, whichever occurs first (the “Promotion Period”).


b. To participate in the Promotion, you must listen to 94.5 KBAY each weekday between the hours of 5:00 am PDT and 9:00 am PDT during the Promotion Period for the Station’s on-air cue to call. Upon hearing the cue to call, at approximately 5:00 am, 6:00 am, 7:00 am, 8:00 am, and 9:00 am, the ninth (9th) caller to get through on the Station’s contest line at 1-800-948-5229 will have the opportunity to guess the amount of money in Sam and Lissa’s Piggy Bank. The amount will be between $1,000 and $5,000 (the Station will pre-determine the amounts prior to the cue to call announcements).  After a selected caller guesses the amount of cash in Sam and Lissa’s Piggy Bank, the Station’s on-air talent will announce whether the amount guessed is too high, too low, or correct. If the amount is not guessed correctly, no other callers will be allowed to guess the amount in Sam and Lissa’s Piggy Bank until the Station announces another cue to call. The cue to call will be announced five (5) times per weekday between 5:00 am PST and 9:00 am PDT. If a caller correctly guesses the amount in Pope and Marla’s Money Vault, that caller will win the amount in Sam and Lissa’s Piggy Bank, upon confirmation of eligibility.


c. After the amount in Sam and Lissa’s Piggy Bank is guessed correctly, a new cash amount determined by the Station will be put in Sam and Lissa’s Piggy Bank for listeners to guess. The Promotion will continue throughout the Promotion Period or until a total of $15,000 is awarded, whichever is sooner.


d. At the time of their call, callers will be required to provide all information requested including their full name, complete address (including zip code), day and evening phone numbers, county they reside in, and date of birth in order to be eligible to win. In the event that the selected caller is disconnected or is found to be ineligible, the next eligible caller that successfully makes it through on the call-in line (1-800-948-5229) and completes their call will be selected to guess the amount in Sam and Lissa’s Piggy Bank. There is no limit to the number of times a listener may attempt to call in to win, but a listener may only win once during the Promotion. There will be a total of $15,000 being awarded on-air during the Promotion Period. The Station is not responsible for telephone service outages, delays, busy signals, equipment malfunctions and any other technological difficulties that may prevent an individual from completing his/her telephone call. Due to delays in the 94.5 KBAY online streaming of its broadcast signal, listeners to the online stream may not be able to participate in or may be disadvantaged in participating in on-air contests.





a. The Promotion is open to all persons who are 18 years of age or older and who reside in the counties of Santa Clara, San Mateo, Alameda, San Francisco, Contra Costa, Marin, Santa Cruz, San Benito, and outlying areas.  Employees of the Station, its licensee, the licensee’s parent, subsidiary and affiliated entities, Station’s advertising and promotional agencies, its participating sponsors, other radio stations in the San Jose/San Francisco metropolitan area, the members of their immediate families (spouse, parent, sibling or child) and those living in the same household of each (whether related or not), are ineligible to enter or win. This Promotion is subject to all applicable federal, state and local laws and regulations and is void where prohibited.


b. Only one (1) winner in an on-air contest per household per week is permitted in any Station-conducted promotion. The eligibility period runs Monday – Sunday.


c. Listeners may only win the amount in Sam and Lissa’s Piggy Bank promotion once during the Promotion Period.


d. Only one winner per household is allowed to win the amount in Sam and Lissa’s Piggy Bank Promotion.


e. Each winner may be required to present valid government-issued photo identification and must provide their complete address, date of birth and phone number to claim a prize.


f. Entrants are required to provide truthful information and the Station will reject and delete any entry that it discovers to be false or fraudulent. The Station will disqualify any entry from individuals who do not meet the eligibility requirements and will also delete any entry as required by law.





a. Up to ten (10) prizes will be awarded in this Promotion. Each prize consists of a cash prize between $1,000 and $5,000. The cash amounts for each prize will be pre-determined by the Station. Each prize will be awarded in the form of a Digity Corporate check made payable to the winner. Each winner will be solely responsible for all taxes and all other fees and expenses not specified herein associated with the receipt and use of the Prize. The Approximate Retail Value (“ARV”) of each prize is between $1,000 and $5,000. The maximum ARV of all prizes shall be $15,000.


b. Checks will be mailed to the winners upon verification of eligibility. The processing of the check will begin when all of the required winner paperwork is filled out and signed and returned to the station. Prize checks will be mailed to the winner’s address provided on the W-9 form. In the event that the W-9 address is invalid, the secondary source of mailing address will be used (winner’s valid photo ID). The check can take approximately 8 to 12 weeks to be received.


c. Each winner will forfeit any prize or prize certificate not claimed within thirty (30) days of winning. The prize will be mailed to the winner, and the winner assumes the risk of its loss. The Station is not responsible for the safe arrival of a prize or prize certificate.


d. There is no substitution, transfer or cash equivalent for prizes, except that the Station may, at its sole discretion, substitute prizes or cash of comparable value. The prizes are expressly limited to the item(s) listed above and unless otherwise expressly specified, do not include taxes, gratuities or any other expenses. Other restrictions may apply.





a. Decisions of the Station management with respect to the Promotion are final.


b. Winners will be selected in the manner described in section 1b of these official promotion rules.


c. Potential prize winners will be notified at the time of their call. Prizes shall be awarded upon verification of eligibility and compliance with these official rules.


d. Odds of being selected as a designated caller depend upon the number and order of calls received.


e. Winners must listen to the Station, but need not be present, to participate to win.


f. Winners must execute and return any required affidavit of eligibility and/or liability/publicity release within thirty (30) days of winning or prize will be forfeited. If a potential winner cannot be contacted, fails to sign and return the required affidavit of eligibility and/or liability/publicity release within the required time period, or if a prize or prize notification is returned as undeliverable, the potential winner forfeits the prize.



a. Payments of all federal, state and local taxes are solely the responsibility of the winner(s). The winner(s) may be required to complete and submit an IRS Form W-9 with the winner’s full Social Security Number or the equivalent for receipt of any prize(s) and will be required to complete and submit an IRS Form W-9 with the winner’s full Social Security Number or the equivalent for receipt of any prize(s) valued at $600 or more or for any prizes awarded by the Station (or any other Digity Radio station in Station’s market) in a calendar year with an aggregate value of $600 or more. Failure to submit a complete W-9 or equivalent will result in forfeiture of the prize(s). Such winnings of $600 or more will be reported to the IRS.


b. Participation in the Promotion and/or acceptance of prize(s) constitutes entrant’s and/or winner’s (and guest’s, if applicable) permission for the Station or its designees to interview the winner(s) (or guest(s), if applicable), to photograph, film and record each winner (or guest, if applicable), and to use in commerce and in any media, now or hereafter known, throughout the world, in perpetuity, his/her name, prize(s) won, hometown (city and state), biographic information, likeness, photograph, voice, audio or video recording and/or any statements made by him/her regarding the Station, the Promotion and/or its sponsor(s) for purposes of trade, publicity or promotion without notice or additional compensation, notification or permission, in perpetuity, except where prohibited by law. Each winner (and guest, if applicable) agrees to sign a publicity release confirming such consent prior to acceptance of the prize, except where prohibited by law.


c. Participation in the Promotion and/or acceptance of prize(s) constitutes entrant’s and/or winner’s (and guest’s, if applicable) agreement to release, discharge, and hold harmless the Promotion Entities and their respective officers, shareholders, directors, employees, agents and representatives and all of their successors and assigns (collectively, the “Released Parties”) from and against any and all claims or liability arising directly or indirectly from any prize(s) awarded and participation in the Promotion, including, but not limited to, personal injury, death or damage to or loss of property, which may occur in connection with, preparation for, travel to, or participation in the Promotion, or delivery, possession, acceptance and/or use or misuse of any prize or participation in any Promotion-related activity, including, but not limited to, any claims based on publicity rights, defamation, invasion of privacy and merchandise delivery.


d. If for any reason this Promotion cannot be executed as planned, including but not limited to, as a result of infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Released Parties that corrupt or affect the security, administration, fairness, integrity or proper conduct of the Promotion, or if the Promotion is compromised or becomes technically corrupted in any way, electronically or otherwise, the Station reserves the right to cancel, terminate, suspend and/or modify the Promotion. If the Promotion is terminated before the original end date, the Station reserves the right, in its sole discretion to, to modify the procedure for selecting winner(s), unless the nature of the event giving rise to such termination renders it impossible to select winner(s).


e. The Released Parties are not responsible for (i) typographical or other errors in the printing, the offering or the administration of the Promotion or in the announcement of a prize(s); (ii) incorrect or inaccurate entry information, human error, failure or omission; (iii) unauthorized human intervention; (iv) lost, stolen, mangled, misdirected, postage due, illegible, incomplete or late entries; (v) entries not received due to difficulty accessing the internet, service outage or delays, computer difficulties, telephone service outages, delays, busy signals, poor signals or signal interference, accidental disconnection or equipment malfunctions or any other technological problems or failures of any kind; or (vi) any cancellations, delays, diversions, substitutions or omissions whatsoever by any transportation providers or any other persons or entities providing any services to winner(s) (and guest(s), if applicable) including any results thereof such as changes in services or location necessitated by same. Further, the Released Parties are not responsible if any part of a Promotion prize cannot be awarded due to acts of God, acts of war, natural disasters, weather, acts of terrorism or other factors beyond the Released Parties’ control.


f. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations and logins or any other methods may void that entrant's entries and that entrant may be disqualified. The use of any device to automate entry is prohibited. Any use of robotic, repetitive, automatic, programmed or similar entry methods or agents (including, but not limited to, promotion entry services or proxies) will void all entries by that entrant at the Station's discretion. The Station’s or its Promotion administrator’s computer or telephone system is the official time keeping device for this Promotion. In the event of a dispute, online entries will be deemed to have been submitted by the Authorized Account Holder. The "Authorized Account Holder" is the natural person who (i) is assigned to an email address by an internet access provider, online service provider or other organization that is responsible for assigning email addresses for the domain associated with the submitted email address or (ii) is assigned to the text or mobile telephone number by a telecommunications provider, or other organization that is responsible for assigning such numbers. The Station, in its sole discretion, reserves the right to disqualify any person who it believes is tampering with the entry process or the operation of the Promotion. Failure to comply with the rules of the Promotion may result in an entrant’s disqualification and/or forfeiture of any prize or prizes. If the Station makes a good faith determination that an entrant has cheated or committed fraudulent activity in connection with a Promotion, the Station may disqualify that entrant from entering and/or winning this and any or all future Station-administered Promotions and seek damages to the fullest extent permitted by law.


g. The Station reserves the right to make changes to the rules of the Promotion, including, without limitation, the substitution of a prize(s) of equivalent value, which will become effective upon announcement. If due to circumstances beyond the control of the Promotion Entities, any competition or prize-related event or travel is delayed, rescheduled, postponed or cancelled, the Station reserves the right, but not the obligation, to cancel, terminate, suspend or modify the Promotion and shall not be required to award a substitute prize(s).


i. For a copy of these Official Rules, send a self-addressed stamped envelope for receipt by July 1, 2014 to “Sam and Lissa’s Piggy Bank – Official Rules,” Attn: Promotions, 94.5 KBAY, 190 Park Center Plaza, Suite 200, San Jose, CA 95113.  For the names of the prize winners send a self-addressed stamped envelope for receipt by August 1, 2014 to the above address marked “Sam and Lissa’s Piggy Bank – Winner List.”  The Official Rules and the Winner List (when completed) shall also be available during regular business hours at the main offices of the Station and may be posted online at kbay.com.





a. By participating in the Promotion, entrant agrees to the Station’s Terms of Use Agreement and to the use of entrant’s personal information as described in the Privacy Policy located at kbay.com.  In the event of conflict between the Station’s Terms of Use Agreement and these Official Rules, the terms of these Official Rules shall apply. 

Filed Under :  
Locations : CaliforniaSan FranciscoSan JoseSanta ClaraSanta Cruz
People : LissaSam
Connect with 94.5 KBAY on Facebook! Follow 94.5 KBAY on Pinterest! Follow 94.5 KBAY on Twitter! Check out the 94.5 KBAY YouTube Channel! Connect with 94.5 KBAY on Google+!